Don Tapscott: How the blockchain is changing money and business
Don Tapscott: Kako ulančani blokovi mjenjaju novac i poslovanje
Don Tapscott, Executive Chairman of the Blockchain Research Institute, is one of the world’s leading authorities on the impact of technology in business and society. He has authored 16 books, including "Wikinomics: How Mass Collaboration Changes Everything," which has been translated into over 25 languages Full bio
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the greatest impact
kako će imati najveći utjecaj
of digital currencies like Bitcoin.
digitalne valute poput Bitcoina.
word in the world,
(ulančani blokovi, nap. prev.),
for every business, every society
svakom poslovanju, svakom društvu
we've had the internet of information.
imali smo Internet informacije.
or a PowerPoint file or something,
ili PowerPoint datoteku ili nešto,
i obveznica,
intelektualnog vlasništva,
that I don't still have the money --
da ja i dalje nemam taj novac --
the "double-spend" problem
"duple potrošnje"
on big intermediaries --
oslonjeni na velike posrednike --
credit card companies and so on --
kreditno-kartičnih kompanija --
povjerenje prema našoj ekonomiji.
all the business and transaction logic
svu poslovnu i transakcijsku logiku
identification of people,
and record keeping.
i svođenje računa.
rade prilično dobar posao.
and increasingly are --
i sve češće i jesu --
Federalna vlada Sjedinjenih država,
from the global economy,
iz globalne ekonomije,
who don't have enough money
koji nemaju dovoljno novca
to go around the world,
kako bi e-mail obišao svijet,
the banking system across a city.
bankovni sustav preko grada.
to another country.
za poslati novac u drugu državu.
je mi ne možemo monetizirati
si bolje upravljali životima.
of the digital age asymmetrically:
digitalnog doba asimetrično:
but we have growing social inequality.
ali imamo i rastuću društvenu nejednakost.
an internet of information,
samo Interneta informacije,
distributed ledger
raspodijeljene knjige računa
from money to music,
od novca do muzike,
exchanged and managed,
predana, razmjenjena i baratana,
a native medium for value?
prirodnog medija za vrijednost?
industry crashed
financijska industrija slomila
named Satoshi Nakamoto
imenom Satoshi Nikamoto
a protocol for a digital cash
protokol za digitalnu gotovinu
cryptocurrency called Bitcoin.
kriptovalute nazvane Bitcoin.
to establish trust and do transactions
da uspostave povjerenje i rade transakcije
set off a spark
je stvorio iskru
or terrified or otherwise interested
prestravila ili drugačije zainterestirala
to you if you're a speculator.
ako ste špekulator.
controlled by a nation-state.
kontroliran od nacionalne države.
is the underlying technology.
je tehnologija na kojoj leži.
in human history,
not by some big institution,
ne kroz neku veliku ustanovu,
to the technology,
urođeno tehnologiji,
How does this thing work?
"Kako ova stvar radi?"
to music and everything in between --
do muzike u sve između --
across a global ledger,
širom globalne knjige računa,
they're Bitcoin miners.
to su rudari Bitcoina.
at their fingertips --
pod svojom komandom --
than all of Google worldwide.
nego uopće sve što ima Google.
from the previous 10 minutes.
iz prethodnih 10 minuta.
trying to solve some tough problems.
pokušavajući riješiti neke teške probleme.
and to validate the block,
i kako ovjeriti blok,
blockchain, with Bitcoin.
blockchaina, Bitcoinom.
with the same money,
istim novcem,
on that blockchain,
tih ulančanih blokova,
but across millions of computers,
već širom milijuna računala,
levels of encryption,
razine enkripcije,
computing resource in the world
računalnih resursa na svijetu
that we have today.
koje imamo danas.
Eto tako radi.
su tek jedan primjer.
by a Canadian named Vitalik Buterin.
od kanađanina imenom Vitalik Buterin.
has some extraordinary capabilities.
imaju neke izvanredne sposobnosti.
build smart contracts.
stvarati pametne ugovore.
the management, performance
upravljanjem, izvedbom
a bank account, too, in a sense --
ima i bankovni račun, recimo --
to do everything
koji bi činili sve
for the stock market
za burze dionica
are accountable to citizens.
odgovorni građanima.
this is going to bring,
radikalnu promjenu ovo donijeti,
financial services.
financijske usluge.
that does something really simple,
koja čini nešto skroz jednostavno,
ili zatvaranja vrata.
of the financial services industry,
na industriju financijskih usluga,
in the corner store,
u dućanu na uglu,
a dozen companies,
prolazi kroz tucet kompanija,
računalnim sustavom,
mainframe računala iz sedamdesetih
of the people in this room,
financial industry,
temeljenom na blockchainu,
is the same activity,
ista aktivnost,
i svugdje širom svijeta,
is in a big upheaval about this,
velikom preokretu oko ovog,
this technology for success?
prigrliti ovu tehnologiju?
but not shared prosperity,
ali ne i rašireno blagostanje,
of all of the anger and extremism
sve srdžbe i ekstremizma
in the world today,
to this problem of inequality?
nove pristupe tom problemu nejednakosti?
is to redistribute wealth,
je preraspodijeliti bogatstvo,
dodatno raspršiti bogatstvo.
raspodijeliti bogatstvo?
gets created in the first place
kako se bogatstvo uopće stvara
fair compensation?
poštenu nadoknadu?
that this can be done.
kroz koje se to može učiniti.
of the people in the world who have land
ljudi na svijetu koji imaju zemlju
some dictator comes to power,
neki diktator dođe na vlast,
of paper that says you own your farm,
stoji kako posjedujete svoju farmu,
says my friend owns your farm."
kako moj prijatelj posjeduje vašu farmu."
na velikoj skali u Hondurasu,
Latin American economist,
latinoamerički ekonomist,
issue in the world
problem broj jedan
a valid title to your land,
pravo vlasništva nad svojom zemljom,
are working with governments
surađuju sa vladama
imovinska prava na blockchain.
nepromjenjivo je.
and Lyft and so on
and create and share wealth.
te stvoriti i razdijeliti bogatstvo.
precisely because they don't share.
upravo stoga što ne dijele.
and they sell them.
i oni ih prodaju.
being a $25 billion corporation,
korporacija od 25 miljardi dolara,
on a blockchain, we'll call it B-Airbnb,
na blokchainu, nazovimo je B-Airbnb,
by all of the people
svih tih ljudi
database and all the criteria,
bazu podataka i sve kriterije,
them find the right room,
pomogne mu naći pravu sobu,
with the contracting,
pomaže oko ugovaranja,
they're built into the system.
ugrađena su u sustav.
as a five-star room,
kao sobu od pet zvjezdica,
disruptors in Silicon Valley
dijeljene ekonomije iz silikonske doline
from the developed world
iz razvijenog svijeta
to their families at home.
svojim obiteljima kod kuće.
and it's growing,
i raste,
to the Western Union office
u Western Unionovu poslovnicu
to her mom in Manila.
svojoj mami u Manili.
days to get there;
da tamo stigne;
when it's going to arrive.
nikad ne zna kada će stići.
out of her week to do this.
njenog tjedna kako bi ovo izvela.
a blockchain application called Abra.
blockchain aplikaciju imenom Abra.
she sent 300 bucks.
poslala je 300 dolara.
to her mom's mobile device
na mobilni uređaj njene mame
looked at her mobile device --
pogledala na svoj mobilni uređaj --
there's Abra "tellers" moving around.
Abra "blagajnici" se kreću uokolo.
that's a five-star teller,
koji ima pet zvijezdica,
gives her Filipino pesos,
daje joj Filipinske pesose,
of the digital age is data.
digitalnog doba su podaci.
of digital crumbs behind us
digitalnih mrvica iza nas
into a mirror image of you,
u vašu zrcalnu sliku,
more about you than you do,
više o vama nego vi sami,
what you bought a year ago,
što ste kupili prije godinu dana,
or your exact location a year ago.
ili vaše točne lokacije prije godinu dana.
the shred of information
trunku informacije
za obaviti štogod.
to know who you are.
ne mora znati tko ste vi.
is sweeping up all of this data
briše sve te podatke
protect our privacy,
zaštititi našu privatnost,
of a free society.
slobodnog društva.
of creators of content
for intellectual property is broken.
intelektualnog vlasništva slomljen.
of the internet.
at the end of the whole food chain.
na samom kraju hranidbenog lanca.
25 years ago, you wrote a hit song,
prije 25 godina, i napisali hit pjesmu,
of around 45,000 dollars.
oko 45.000 dolara.
you write a hit song,
napišete hit pjesmu,
on a blockchain ecosystem.
na blockchainov ekosustav.
a smart contract surrounding it.
oko sebe pametni ugovor.
her intellectual property rights.
njena prava intelektualnog vlasništva.
that flow into a digital account.
koji lete u digitalni račun.
in your movie, that's different,
u svoj film, to je drugačije,
That's different.
To je drugačije.
becomes a business.
postaje posao.
marketing itself,
reklamira samu sebe,
who don't get fair compensation,
koji ne dobijaju poštenu nadoknadu,
to make it rain on the blockchain.
stvarati kišu na blockchainu.
prosperity, of course -- people do.
blagostanje, naravno -- to čine ljudi.
has escaped from the bottle,
pobjegao iz boce,
by an unknown person or persons
nepoznata osoba ili osobe
another kick at the can,
još jedan pokušaj,
the economic power grid
ekonomsku mrežu moći
difficult problems,
najsloženijih problema,
ABOUT THE SPEAKER
Don Tapscott - Digital strategistDon Tapscott, Executive Chairman of the Blockchain Research Institute, is one of the world’s leading authorities on the impact of technology in business and society. He has authored 16 books, including "Wikinomics: How Mass Collaboration Changes Everything," which has been translated into over 25 languages
Why you should listen
A leading analyst of innovation and the impacts of technology, Don Tapscott has authored or co-authored 15 widely read books about various aspects of the reshaping of our society and economy. His work Wikinomics counts among the most influential business books of the last decade. His new book The Blockchain Revolution, co-authored with his son, Alex, discusses the blockchain, the distributed-database technology that's being deployed well beyond its original application as the public ledger behind Bitcoin. In the book, they analyze why blockchain technology will fundamentally change the internet -- how it works, how to use it and its promises and perils.
Tapscott is an adjunct professor of management at the Rotman School of Management at the University of Toronto, a Senior Advisor at the World Economic Forum and an Associate of the Berkman Klein Center for Internet and Society at Harvard University.
Don Tapscott | Speaker | TED.com