Don Tapscott: How the blockchain is changing money and business
Don Tapscott: Cómo la cadena de bloques está cambiando los negocios
Don Tapscott, Executive Chairman of the Blockchain Research Institute, is one of the world’s leading authorities on the impact of technology in business and society. He has authored 16 books, including "Wikinomics: How Mass Collaboration Changes Everything," which has been translated into over 25 languages Full bio
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the greatest impact
tenga el mayor impacto
a las divisas digitales como Bitcoin.
of digital currencies like Bitcoin.
word in the world,
más clamorosa del mundo,
for every business, every society
para cada negocio, cada sociedad
we've had the internet of information.
la internet de la información.
o un archivo de PowerPoint o algo así,
or a PowerPoint file or something,
propiedad intelectual,
no siga teniendo el dinero...
that I don't still have the money --
el problema del "doble gasto"
the "double-spend" problem
desde hace mucho tiempo.
on big intermediaries --
en grandes intermediarios...
los bancos, el gobierno,
compañías de tarjetas de crédito, etc.
credit card companies and so on --
en nuestra economía.
all the business and transaction logic
la lógica de negocio y de transacciones
identification of people,
identificación de personas,
y mantenimiento de registros.
and record keeping.
y cada vez lo son más...
and increasingly are --
from the global economy,
de la economía mundial,
que no tienen suficiente dinero
who don't have enough money
to go around the world,
da la vuelta al mundo,
bancario dentro de la ciudad.
the banking system across a city.
enviar dinero a otro país.
to another country.
nuestras vidas.
of the digital age asymmetrically:
de la era digital en forma asimétrica.
con creciente desigualdad social.
but we have growing social inequality.
an internet of information,
internet de la información?
distributed ledger
distribuido, vasto, global,
desde el dinero hasta la música,
from money to music,
intercambiarse y manejarse,
exchanged and managed,
a native medium for value?
para el valor?
industry crashed
financiera colapsó
o varias personas,
named Satoshi Nakamoto
a protocol for a digital cash
un protocolo para un dinero digital
llamada Bitcoin.
cryptocurrency called Bitcoin.
to establish trust and do transactions
confianza y hacer transacciones
set off a spark
desencadenó una chispa
or terrified or otherwise interested
terror o por otro tipo de interés
si son especuladores.
to you if you're a speculator.
es una criptodivisa.
controlada por un estado-nación.
controlled by a nation-state.
is the underlying technology.
es la tecnología subyacente.
in human history,
pueden confiar unas en otras
not by some big institution,
una gran institución,
mediante criptografía,
to the technology,
a esta tecnología,
How does this thing work?
¿Cómo funciona esto?
to music and everything in between --
la música y todo lo demás,
across a global ledger,
en un libro mayor global,
de computadoras.
llamados "mineros".
they're Bitcoin miners.
son mineros de Bitcoin.
at their fingertips --
a su alcance...
than all of Google worldwide.
que Google en todo el mundo.
from the previous 10 minutes.
de los últimos 10 minutos.
trying to solve some tough problems.
a resolver algunos problemas difíciles.
and to validate the block,
la verdad y validar el bloque,
blockchain, with Bitcoin.
de Bitcoin, con Bitcoin.
con el bloque anterior,
with the same money,
con el mismo dinero,
on that blockchain,
de esa cadena de bloques,
but across millions of computers,
sino en millones de computadoras,
levels of encryption,
más potentes del mundo,
computing resource in the world
que tenemos hoy en día.
that we have today.
es solo una.
by a Canadian named Vitalik Buterin.
la cadena de bloques Ethereum.
algunas capacidades extraordinarias.
has some extraordinary capabilities.
crear contratos inteligentes.
build smart contracts.
la gestión, el desempeño
the management, performance
bancaria, también, en un sentido --
a bank account, too, in a sense --
to do everything
para el mercado de valores
for the stock market
are accountable to citizens.
responsables ante los ciudadanos.
radical que va a traer esto,
this is going to bring,
los servicios financieros.
financial services.
que hace algo realmente simple,
that does something really simple,
of the financial services industry,
de los servicios financieros,
in the corner store,
en la tienda de la esquina,
a dozen companies,
de una docena de empresas,
sistema informático,
of the people in this room,
personas en esta sala,
se produce una liquidación.
financial industry,
de cadena de bloques,
is the same activity,
es la misma actividad,
is in a big upheaval about this,
en la industria financiera,
this technology for success?
tecnología para tener éxito?"
but not shared prosperity,
una prosperidad compartida,
of all of the anger and extremism
de la ira, el extremismo,
en el mundo de hoy,
in the world today,
to this problem of inequality?
a este problema de la desigualdad?
es redistribuir la riqueza,
is to redistribute wealth,
gets created in the first place
de crear riqueza en primer lugar,
fair compensation?
compensación justa?
that this can be done.
en que puede hacerse esto.
en el mundo que tienen tierra
of the people in the world who have land
some dictator comes to power,
llega un dictador al poder,
dice que eres dueño de tu granja,
of paper that says you own your farm,
dice que mi amigo posee tu granja".
says my friend owns your farm."
masiva en Honduras,
Latin American economist,
economista latinoamericano,
número uno en el mundo
issue in the world
una cuenta bancaria,
a valid title to your land,
un título válido de su tierra,
con esa garantía,
are working with governments
están trabajando con los gobiernos
en una cadena de bloques.
para la prosperidad
de millones de personas.
and Lyft and so on
and create and share wealth.
y crear y compartir riqueza.
compartiendo realmente.
precisely because they don't share.
precisamente porque no comparten.
and they sell them.
y los venden.
being a $25 billion corporation,
corporación de USD 25 000 millones
on a blockchain, we'll call it B-Airbnb,
de cadenas de bloques, B-Airbnb,
by all of the people
alquilar una habitación,
seleccionan algún criterio,
database and all the criteria,
la habitación correcta,
them find the right room,
with the contracting,
con la contratación,
they're built into the system.
incorporados en el sistema.
as a five-star room,
como de 5 estrellas,
disruptors in Silicon Valley
compartida de Silicon Valley
from the developed world
del mundo desarrollado
sus tierras ancestrales,
to their families at home.
a sus familias en casa.
y va en aumento,
and it's growing,
to the Western Union office
de Western Union
to her mom in Manila.
a su madre en Manila.
días en llegar allí;
days to get there;
when it's going to arrive.
out of her week to do this.
de su semana hacer esto.
a blockchain application called Abra.
de cadena de bloques, Abra.
she sent 300 bucks.
envió USD 300.
to her mom's mobile device
looked at her mobile device --
"cajeros" Abra que se mueven alrededor.
there's Abra "tellers" moving around.
that's a five-star teller,
gives her Filipino pesos,
le da sus pesos filipinos,
para la prosperidad.
of the digital age is data.
de la era digital son los datos.
clases de activos anteriores,
creamos estos datos.
of digital crumbs behind us
a nuestro paso,
into a mirror image of you,
una imagen especular de nosotros,
more about you than you do,
más de uno que uno mismo,
qué compramos hace un año,
what you bought a year ago,
o nuestra ubicación exacta hace un año.
or your exact location a year ago.
en una caja negra,
the shred of information
to know who you are.
quién es uno.
is sweeping up all of this data
con todos estos datos
a proteger nuestra privacidad,
protect our privacy,
de una sociedad libre.
of a free society.
de nuestra propia identidad,
of creators of content
for intellectual property is broken.
intelectual está roto.
of the internet.
at the end of the whole food chain.
al final de la cadena alimenticia.
escribía una canción de éxito,
25 years ago, you wrote a hit song,
of around 45,000 dollars.
escribe una canción de éxito,
you write a hit song,
cantante y compositora,
on a blockchain ecosystem.
ecosistema de cadena de bloques.
a smart contract surrounding it.
inteligente que la rodea.
de propiedad intelectual.
her intellectual property rights.
that flow into a digital account.
van a una cuenta digital.
en una película, es diferente,
in your movie, that's different,
están especificados.
That's different.
Eso es diferente.
becomes a business.
se vuelve un negocio.
marketing itself,
no reciben compensación justa,
who don't get fair compensation,
to make it rain on the blockchain.
prosperity, of course -- people do.
por supuesto, la crean las personas.
has escaped from the bottle,
se ha escapado de la lámpara,
by an unknown person or persons
o un grupo de personas
en la historia humana,
another kick at the can,
a escribir la matriz económica
the economic power grid
difficult problems,
más difíciles del mundo,
ABOUT THE SPEAKER
Don Tapscott - Digital strategistDon Tapscott, Executive Chairman of the Blockchain Research Institute, is one of the world’s leading authorities on the impact of technology in business and society. He has authored 16 books, including "Wikinomics: How Mass Collaboration Changes Everything," which has been translated into over 25 languages
Why you should listen
A leading analyst of innovation and the impacts of technology, Don Tapscott has authored or co-authored 15 widely read books about various aspects of the reshaping of our society and economy. His work Wikinomics counts among the most influential business books of the last decade. His new book The Blockchain Revolution, co-authored with his son, Alex, discusses the blockchain, the distributed-database technology that's being deployed well beyond its original application as the public ledger behind Bitcoin. In the book, they analyze why blockchain technology will fundamentally change the internet -- how it works, how to use it and its promises and perils.
Tapscott is an adjunct professor of management at the Rotman School of Management at the University of Toronto, a Senior Advisor at the World Economic Forum and an Associate of the Berkman Klein Center for Internet and Society at Harvard University.
Don Tapscott | Speaker | TED.com