Don Tapscott: How the blockchain is changing money and business
돈 탭스콧(Don Tapscott): 블록체인이 돈과 경제를 어떻게 변화시키고 있는가
Don Tapscott, Executive Chairman of the Blockchain Research Institute, is one of the world’s leading authorities on the impact of technology in business and society. He has authored 16 books, including "Wikinomics: How Mass Collaboration Changes Everything," which has been translated into over 25 languages Full bio
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the greatest impact
영향을 끼칠 기술이 있습니다.
of digital currencies like Bitcoin.
기초가 된 기술입니다.
블록체인입니다.
word in the world,
for every business, every society
큰 가능성을 보장한다고 봅니다.
we've had the internet of information.
인터넷은 정보망이었습니다.
or a PowerPoint file or something,
PPT 파일이나 어떤 것을 보낼 때
대단히 잘못된 생각이죠.
that I don't still have the money --
the "double-spend" problem
오랫동안 불렀습니다.
on big intermediaries --
완전히 의지합니다.
credit card companies and so on --
all the business and transaction logic
identification of people,
and record keeping.
and increasingly are --
점점 더 그렀습니다.
문제를 거치며 깨달았죠.
from the global economy,
세계 경제에서 제외시킵니다.
돈이 없는 사람들 말이죠.
who don't have enough money
to go around the world,
1초면 충분하지만
the banking system across a city.
몇 주가 걸릴 수 있죠.
to another country.
10~20%죠.
of the digital age asymmetrically:
불균형하게 이용했다는 겁니다.
but we have growing social inequality.
사회적 불평등이 커지고 있습니다.
an internet of information,
distributed ledger
from money to music,
exchanged and managed,
a native medium for value?
있다면 어떨까요?
industry crashed
named Satoshi Nakamoto
익명의 누군가가 논문을 썼는데
a protocol for a digital cash
개발한 내용입니다.
cryptocurrency called Bitcoin.
통화에 쓰이는 것이죠.
to establish trust and do transactions
제3자 없이 신뢰를 형성하고
set off a spark
or terrified or otherwise interested
아니면 관심을 보였습니다.
to you if you're a speculator.
controlled by a nation-state.
통화가 아닙니다.
is the underlying technology.
in human history,
not by some big institution,
to the technology,
How does this thing work?
궁금하실 겁니다.
to music and everything in between --
across a global ledger,
분산되어 기록됩니다.
they're Bitcoin miners.
at their fingertips --
than all of Google worldwide.
열 배에서 백 배 큽니다.
from the previous 10 minutes.
거래 내용을 담고 있습니다.
trying to solve some tough problems.
푸는 작업을 하죠.
and to validate the block,
인증한 최초의 광부는
blockchain, with Bitcoin.
그것은 비트코인입니다.
연결되어 이것이 모여
도장처럼 시간이 기록되죠.
with the same money,
주려고 한다면
on that blockchain,
but across millions of computers,
저장된 것을 해킹해야 하죠.
levels of encryption,
암호를 사용하고
computing resource in the world
강력한 연산 능력의 관점에서 보면
that we have today.
by a Canadian named Vitalik Buterin.
비탈릭 부테린이 만들었습니다.
has some extraordinary capabilities.
기능들이 있습니다.
build smart contracts.
만들 수 있다는 것입니다.
the management, performance
a bank account, too, in a sense --
to do everything
프로젝트가 진행됩니다.
for the stock market
만드는 것에서부터
are accountable to citizens.
만드는 것까지요.
this is going to bring,
이해하기 위해서
financial services.
that does something really simple,
아주 간단한 일을 하기엔
of the financial services industry,
생각납니다.
in the corner store,
a dozen companies,
태어나기 전에 만들어진
of the people in this room,
financial industry,
is the same activity,
is in a big upheaval about this,
this technology for success?
어떻게 받아들일지 고민하고 있죠.
정보의 인터넷은
but not shared prosperity,
모두의 번영은 아니었습니다.
of all of the anger and extremism
모든 분노와 극단주의
in the world today,
to this problem of inequality?
개발할 수 있을까요?
is to redistribute wealth,
걷은 뒤 나누어 줘서
gets created in the first place
변화시킬 수 있을까요?
fair compensation?
that this can be done.
설명하겠습니다.
of the people in the world who have land
70%의 권리가
some dictator comes to power,
어떤 독재자가 집권해서는
of paper that says you own your farm,
자네 소유인 것은 알지만
says my friend owns your farm."
소유로 되어 있네."라고 합니다.
대규모로 일어난 일이고
Latin American economist,
헤르난도 데 소토는
issue in the world
문제라고 생각합니다.
a valid title to your land,
are working with governments
등록하고 있습니다.
and Lyft and so on
리프트 같은 사례들을
and create and share wealth.
공유할 수 있다는 것이죠.
precisely because they don't share.
더 성공하는 것입니다.
and they sell them.
판매할 뿐이죠.
being a $25 billion corporation,
에어비앤비가 있는 것이 아니라
on a blockchain, we'll call it B-Airbnb,
B-에어비앤비가 있다고 합시다.
by all of the people
임대할 방이 있는
database and all the criteria,
기준을 입력해서
them find the right room,
with the contracting,
전자결제로만 이루어지죠.
they're built into the system.
as a five-star room,
별 5개라고 평가하고
변경 불가능하기 때문이죠.
disruptors in Silicon Valley
공유 경제 교란 기업들은
from the developed world
가장 큰 자금의 흐름은
to their families at home.
해 주고 있는 것이죠.
and it's growing,
증가하고 있습니다.
to the Western Union office
현금을 가지고 가서
to her mom in Manila.
days to get there;
when it's going to arrive.
알 수도 없습니다.
out of her week to do this.
다섯 시간 걸립니다.
a blockchain application called Abra.
블록체인 앱을 사용했습니다.
she sent 300 bucks.
to her mom's mobile device
looked at her mobile device --
there's Abra "tellers" moving around.
that's a five-star teller,
은행원을 선택하면
gives her Filipino pesos,
필리핀 페소를 주고
of the digital age is data.
강력한 자산은 데이터입니다.
규모일 수도 있죠.
이 데이터를 만듭니다.
of digital crumbs behind us
흔적을 뒤에 남기고 갑니다.
into a mirror image of you,
거울에 비친 것과 같은
자신에 대해 해박할지도 모릅니다.
more about you than you do,
어떤 말을 했는지
what you bought a year ago,
여러분은 기억할 수 없기 때문이죠.
or your exact location a year ago.
여러분 소유가 아닙니다.
여행할 때 같이 따라다니고
the shred of information
그 정보의 부분만 알려 주죠.
to know who you are.
알 필요가 없습니다.
is sweeping up all of this data
protect our privacy,
of a free society.
우리 통제 하에 두어
of creators of content
콘텐츠 제작자들이 많이 있습니다.
for intellectual property is broken.
무너졌기 때문입니다.
of the internet.
at the end of the whole food chain.
부스러기를 가져갑니다.
25 years ago, you wrote a hit song,
of around 45,000 dollars.
되었을 겁니다.
you write a hit song,
작곡가 이모젠 히프는
on a blockchain ecosystem.
음악을 올리고 있습니다.
a smart contract surrounding it.
her intellectual property rights.
전자 계좌로 보내면 되겠죠.
that flow into a digital account.
in your movie, that's different,
다른 문제이고요.
That's different.
becomes a business.
사업이 된다고 말합니다.
marketing itself,
비슷한 결제 체계가 있어서
who don't get fair compensation,
받지 못하는 창작물입니다.
to make it rain on the blockchain.
prosperity, of course -- people do.
기술이 아니라 사람입니다.
전하고자 하는 바는
has escaped from the bottle,
by an unknown person or persons
때에 소환했습니다.
another kick at the can,
the economic power grid
시설망을 다시 짜고
difficult problems,
ABOUT THE SPEAKER
Don Tapscott - Digital strategistDon Tapscott, Executive Chairman of the Blockchain Research Institute, is one of the world’s leading authorities on the impact of technology in business and society. He has authored 16 books, including "Wikinomics: How Mass Collaboration Changes Everything," which has been translated into over 25 languages
Why you should listen
A leading analyst of innovation and the impacts of technology, Don Tapscott has authored or co-authored 15 widely read books about various aspects of the reshaping of our society and economy. His work Wikinomics counts among the most influential business books of the last decade. His new book The Blockchain Revolution, co-authored with his son, Alex, discusses the blockchain, the distributed-database technology that's being deployed well beyond its original application as the public ledger behind Bitcoin. In the book, they analyze why blockchain technology will fundamentally change the internet -- how it works, how to use it and its promises and perils.
Tapscott is an adjunct professor of management at the Rotman School of Management at the University of Toronto, a Senior Advisor at the World Economic Forum and an Associate of the Berkman Klein Center for Internet and Society at Harvard University.
Don Tapscott | Speaker | TED.com