Chetna Gala Sinha: How women in rural India turned courage into capital
체트나 갈라 신하(Chetna Gala Sinha): 인도 시골 여성이 어떻게 용기를 자본으로 바꾸었는가
Chetna Gala Sinha is the founder and chair of the Mann Deshi Bank, aimed at the needs of rural women micro-entrepreneurs in India. Full bio
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from India whom I've met.
들려드리려 이곳에 왔습니다.
in my journey of my life.
to go to school,
who did extraordinary things
staying and living in India
to work in rural India.
촌락으로 들어갔습니다.
dynamic young farmer-leader
지도자와 사랑에 빠졌습니다.
which did not have running water
and friends were horrified.
충격받았습니다.
to open a saving account.
because I want to buy a plastic sheet
the account of Kantabai.
개설을 거절했습니다.
any loan from the bank.
요구한 게 아닙니다.
or grant from the government.
요구한 것도 아닙니다.
was to have a safe place
요구한 것뿐입니다.
the account of Kantabai,
여성에게 기회는 주는
for women like Kantabai to save?
to Reserve Bank of India.
은행 사업을 등록했습니다.
that we cannot issue a license
고객을 대상으로 하는
members who are nonliterate.
because our women are nonliterate.
that after working the whole day,
and learn to read and write.
배울 정도로 열정적이었습니다.
to Reserve Bank of India.
인도 중앙은행에 갔습니다.
the officer of Reserve Bank,
because we cannot read and write.
당신이 허가를 안 내줬어요.
because we are nonliterate."
when we were growing,
for our noneducation."
저희 책임이 아니에요."
the interest of any principal amount."
이자를 계산하라 해보세요."
without a calculator
women are banking with us
여성들이 저희 고객들이고
than 20 million dollars of capital.
자본을 가지고 있습니다.
asking for a business plan.
거래를 하지 않습니다.
함께 살고 있습니다.
for herself and her family.
were not able to come to the bank
are not coming to the bank,
to remember a PIN number.
비밀번호를 외워야 합니다.
"We don't want a PIN number.
하고 싶지 않아요.
같아요."라고 했습니다.
remember the PIN number;
to remember the PIN number.
어때요?"라고 물었어요.
with biometric,
financial transaction
can steal my PIN number
which I have always learned from women:
to poor people.
허접한 해결책을 제시하지 않기.
대출을 받으려 했습니다.
mortgaging your precious jewelry
소중한 금을 담보로
that it's a terrible drought?
food and fodder for my animals."
가축 사료를 사려고요."
"Can I mortgage gold and get water?"
"금 담보로 물 좀 얻을 수 있나요?"
"You're working in the village
"여성들과 그 여성들의 자본을 위해
the cattle camp in the area.
만들기로 결정했습니다.
their animals to one place
in the cattle camp
a regular show on the radio."
출현하고 싶어요"라고 했습니다.
"Kerabai, you cannot read and write.
당신은 글을 읽고 쓸 줄 모릅니다.
라고 물었습니다.
invited by all of the radios,
들어오고 있습니다.
and she does the show.
프로그램을 합니다.
I started singing."
overcome so many obstacles --
사회적, 재정적 고난을
in a business school,
insemination in goats.
difficult for Sunita
from an untouchable caste.
goat deliveries in the region
to see an untouchable,
at the entrance of the village.
in the house, in her house,
물을 마시고 있었고
do not go to an untouchable's house
불가촉천민 집에 가서
the gathering of the village.
연설해주기를 부탁했습니다.
caste conditioning in India.
카스트 제도를 없앤 것입니다.
the younger generations do.
들려드리겠습니다.
to represent India in field hockey.
되려 준비하고 있습니다.
in 2020 Olympics, Tokyo.
a very poor shepherd community.
마을에서 태어났습니다.
more proud of her.
like Sarita, Kerabai, Sunita,
같은 여성 수백만이
that they do not have anything to say,
with these women.
아주 운이 좋다고 생각합니다.
rural women's bank.
to go to National Stock Exchange
국립 증권 거래소로 가서
to micro rural women entrepreneurs.
첫 기금을 설립하라고 합니다.
소규모 재정 여성 은행을 열라고 합니다.
women's bank in the world.
라고 했습니다.
ABOUT THE SPEAKER
Chetna Gala Sinha - Banker, social entrepreneurChetna Gala Sinha is the founder and chair of the Mann Deshi Bank, aimed at the needs of rural women micro-entrepreneurs in India.
Why you should listen
Chetna Gala Sinha is a passionate listener who respects risk-takers -- which makes her a powerful force in the banking world. A longtime activist and farmer, in 1997 she set up the Mann Deshi Mahila Sahakari Bank, India's first bank for and by rural women. Today, the Mann Deshi Bank has 90,000 account holders, manages business of more than Rs. 150 crores (or 22 million dollars) and regularly creates new financial products to support the needs of female micro-entrepreneurs. In 2006, Sinha founded the first business school for rural women in India, and in 2013, she launched a toll-free helpline and the first Chambers of Commerce for women micro-entrepreneurs in the country. In 2012, she set up a community empowerment program for farmers that supports water conservation; it has built ten check dams and impacted 50,000 people.
In January 2018, Sinha served as a co-chair of the World Economic Forum in Davos, Switzerland, and in November 2017, she was honored with a leadership award from Forbes India.
Chetna Gala Sinha | Speaker | TED.com