ABOUT THE SPEAKER
Chetna Gala Sinha - Banker, social entrepreneur
Chetna Gala Sinha is the founder and chair of the Mann Deshi Bank, aimed at the needs of rural women micro-entrepreneurs in India.

Why you should listen

Chetna Gala Sinha is a passionate listener who respects risk-takers -- which makes her a powerful force in the banking world. A longtime activist and farmer, in 1997 she set up the Mann Deshi Mahila Sahakari Bank, India's first bank for and by rural women. Today, the Mann Deshi Bank has 90,000 account holders, manages business of more than Rs. 150 crores (or 22 million dollars) and regularly creates new financial products to support the needs of female micro-entrepreneurs. In 2006, Sinha founded the first business school for rural women in India, and in 2013, she launched a toll-free helpline and the first Chambers of Commerce for women micro-entrepreneurs in the country. In 2012, she set up a community empowerment program for farmers that supports water conservation; it has built ten check dams and impacted 50,000 people.

In January 2018, Sinha served as a co-chair of the World Economic Forum in Davos, Switzerland, and in November 2017, she was honored with a leadership award from Forbes India.

More profile about the speaker
Chetna Gala Sinha | Speaker | TED.com
TED2018

Chetna Gala Sinha: How women in rural India turned courage into capital

切特纳·加拉·辛哈: 印度农村的女性如何将勇气转变为资本

Filmed:
1,542,110 views

当银行家拒绝服务她农村的邻居时,切特纳·加拉·辛哈接下来做了一件很棒的事情:她自己开了一家银行,这个国家首个为农村女性服务的银行。在这个激动人心的演讲中,她分享了激励并持续推动她为这些被传统银行拒绝服务的女性提供解决方案的故事。
- Banker, social entrepreneur
Chetna Gala Sinha is the founder and chair of the Mann Deshi Bank, aimed at the needs of rural women micro-entrepreneurs in India. Full bio

Double-click the English transcript below to play the video.

00:12
I'm here to tell you not just my story故事
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我在这里不只是讲述我的故事,
00:16
but stories故事 of exceptional优秀 women妇女
from India印度 whom I've met会见.
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还有我遇到过的
杰出印度女性的故事。
00:21
They continue继续 to inspire启发 me,
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她们启发我,
00:23
teach me, guide指南 me
in my journey旅程 of my life.
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教育我,引导我的人生旅程。
00:28
These are incredible难以置信 women妇女.
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她们都是不可思议的女性。
00:30
They never had an opportunity机会
to go to school学校,
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她们没有机会上学,
00:33
they had no degrees,
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她们没有任何学历,
00:35
no travel旅行, no exposure曝光.
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没有旅行过,没有曝光过。
00:38
Ordinary普通 women妇女
who did extraordinary非凡 things
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做不平凡事情的平凡的女性,
00:41
with the greatest最大 of their courage勇气,
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以她们的伟大勇气,
00:43
wisdom智慧 and humility谦逊.
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智慧和谦逊。
00:46
These are my teachers教师.
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她们是我的老师。
00:49
For the last three decades几十年,
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在过去30年里,
00:50
I've been working加工,
staying and living活的 in India印度
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我工作,居留和生活在印度,
00:54
and working加工 with women妇女 in rural乡村 India印度.
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并与印度农村的妇女一起工作。
00:58
I was born天生 and brought up in Mumbai孟买.
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我在孟买出生和长大。
01:01
When I was in college学院,
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我在大学时,
01:02
I met会见 Jayaprakash贾亚普拉卡什 Narayan纳拉扬,
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我遇到了贾亚普拉卡什·纳拉扬,
01:05
famous著名 Gandhian甘地 leader领导
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著名的甘地主义领袖,
01:08
who inspired启发 youth青年 to work in rural乡村 India印度.
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他鼓舞年轻人到印度农村工作。
01:12
I went into the villages村庄
to work in rural乡村 India印度.
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我下乡来到印度农村工作。
01:15
I was part部分 of land土地 rights权利 movement运动,
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我是土地权利运动、
01:18
farmers'农民 movement运动
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农民运动
01:19
and women's女士的 movement运动.
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和女性运动的一份子。
01:22
On the same相同 line线,
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与此同时,
01:23
I ended结束 up in a very small village,
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我最后来到一个很小的村庄,
01:26
fell下跌 in love with a young年轻, handsome英俊,
dynamic动态 young年轻 farmer-leader农民领袖
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与一个年轻,英俊,充满活力的
农民领袖相爱,
01:33
who was not very educated博学,
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他受的教育不多,
01:35
but he could pull the crowd人群.
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但他能带动群众。
01:37
And so in the passion of youth青年,
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在年轻的热恋之中,
01:40
I married已婚 him
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我嫁给了他
01:42
and left Mumbai孟买,
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并离开了孟买,
01:43
and went to a small village
which哪一个 did not have running赛跑 water
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去了一个没有自来水没有厕所的
01:48
and no toilet厕所.
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村庄。
01:50
Honestly老老实实, my family家庭
and friends朋友 were horrified吓坏了.
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老实说,我家人和朋友都吓坏了。
01:54
(Laughter笑声)
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(笑声)
01:56
I was staying with my family家庭,
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我与我的家人呆在一起,
01:58
with my three children孩子 in the village,
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与我三个小孩生活在乡下。
02:01
and one day,
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有天,
02:03
a few少数 years年份 later后来 one day,
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几年后的某天,
02:05
a woman女人 called Kantabai坎塔拜 came来了 to me.
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一个名叫坎塔白的妇女找到我。
02:09
Kantabai坎塔拜 said, "I want
to open打开 a saving保存 account帐户.
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坎塔白说:“我想要开个储蓄账户,
02:14
I want to save保存."
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我想要存钱.”
02:16
I asked Kantabai坎塔拜:
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我问坎塔白:
02:18
"You are doing business商业 of blacksmith铁匠.
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“你在做铁匠的生意。
02:21
Do you have enough足够 money to save保存?
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你有足够的钱去存吗?
02:23
You are staying on the street.
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你住在大街上。
02:26
Can you save保存?"
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你能存钱吗?”
02:27
Kantabai坎塔拜 was insistent坚持.
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坎塔白仍然坚持。
02:29
She said, "I want to save保存
because I want to buy购买 a plastic塑料 sheet
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她说:“我想要存钱
是因为我想在季风来临前
02:34
before the monsoons季风 arrive到达.
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买塑料薄帆。
02:36
I want to save保存 my family家庭 from rain."
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我不想家人被雨淋。”
02:39
I went with Kantabai坎塔拜 to the bank银行.
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我跟坎塔白来到银行。
02:42
Kantabai坎塔拜 wanted to save保存 10 rupees卢比 a day --
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坎塔白想一天存10卢比,
02:45
less than 15 cents.
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这还不到15美分。
02:48
Bank银行 manager经理 refused拒绝 to open打开
the account帐户 of Kantabai坎塔拜.
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银行管理员拒绝为她开户。
02:52
He said Kantabai's坎塔巴伊 amount is too small
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他说坎塔白的钱太少了,
02:56
and it's not worth价值 his time.
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不值得浪费他的时间。
03:00
Kantabai坎塔拜 was not asking
any loan贷款 from the bank银行.
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坎塔白都没向银行借钱。
03:03
She was not asking any subsidy补贴
or grant发放 from the government政府.
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她没有要求政府提供
任何补贴或补助。
03:08
What she was asking
was to have a safe安全 place地点
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她只是想要一个安全的地方
03:12
to save保存 her hard-earned辛苦赚来的 money.
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去存她辛苦赚来的钱。
03:14
And that was her right.
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而那是她的权利。
03:16
And I went --
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于是我——
03:17
I said if banks银行 are not opening开盘
the account帐户 of Kantabai坎塔拜,
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我说如果银行不为坎塔白开户,
03:21
why not start开始 the bank银行
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为什么不开个银行
03:23
which哪一个 will give an opportunity机会
for women妇女 like Kantabai坎塔拜 to save保存?
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为坎塔白这样的女性提供存钱的机会呢?
03:28
And I applied应用的 for the banking银行业 license执照
to Reserve保留 Bank银行 of India印度.
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于是我向印度储备银行申请银行牌照。
03:32
(Applause掌声)
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(鼓掌)
03:38
No, it was not an easy简单 task任务.
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不,这并不是件轻松的事。
03:41
Our license执照 was rejected拒绝 --
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我们的牌照被拒绝了。
03:43
(Laughter笑声)
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(笑声)
03:45
on the grounds理由 --
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理由是——
03:46
Reserve保留 Bank银行 said
that we cannot不能 issue问题 a license执照
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储备银行说他们不会给
03:49
to the bank银行 who's谁是 promoting促进
members会员 who are nonliterate不识字.
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那些客户是文盲的银行颁发牌照。
03:53
I was terrified.
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我真是被吓到了。
03:54
I was crying哭了.
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我哭了。
03:56
And by coming未来 back home,
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回到家后,
03:58
I was continuously一直 crying哭了.
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我仍然止不住哭。
04:00
I told Kantabai坎塔拜 and other women妇女
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我告诉坎塔白和其他妇女,
04:02
that we couldn't不能 get the license执照
because our women妇女 are nonliterate不识字.
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因为我们女性不识字,
所以我们拿不到牌照。
04:07
Our women妇女 said, "Stop crying哭了.
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她们说:“别哭了,
04:10
We will learn学习 to read and write
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我们会学习读和写,
04:12
and apply应用 again, so what?"
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再去申请一样,那又怎样?“
04:14
(Applause掌声)
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(鼓掌)
04:21
We started开始 our literacy读写能力 classes.
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我们开始了我们的扫盲课程。
04:24
Every一切 day our women妇女 would come.
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每天,妇女都来参加。
04:26
They were so determined决心
that after working加工 the whole整个 day,
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在已经工作一整天后,
她们目标坚定地
04:30
they would come to the class
and learn学习 to read and write.
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来上课,学习阅读和书写。
04:33
After five months个月,
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五个月后,
04:35
we applied应用的 again,
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我们再次进行申请,
04:36
but this time I didn't go alone单独.
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但这次我不是一个人去。
04:39
Fifteen十五 women妇女 accompanied伴随着 me
to Reserve保留 Bank银行 of India印度.
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15位女性跟我一起来到印度储备银行。
04:44
Our women妇女 told
the officer of Reserve保留 Bank银行,
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她们告诉储备银行的官员:
04:47
"You rejected拒绝 the license执照
because we cannot不能 read and write.
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“因为我们不会读和写,
你们拒绝发牌照。
04:51
You rejected拒绝 the license执照
because we are nonliterate不识字."
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你拒绝牌照是因为我们是文盲。”
04:55
But they said, "There were no schools学校
when we were growing生长,
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但她们接着说:
“我们小时候没有学校,
04:57
so we are not responsible主管
for our noneducation非教育."
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所以没有受教育又不是我们的错。”
05:01
And they said, "We cannot不能 read and write,
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她们接着说:“我们不能读写,
05:04
but we can count计数."
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但我们可以算。”
05:05
(Laughter笑声)
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(笑声)
05:07
(Applause掌声)
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(鼓掌)
05:09
And they challenged挑战 the officer.
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她们挑战官员。
05:12
"Then tell us to calculate计算
the interest利益 of any principal主要 amount."
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“那么让我们计算任何本金的利息。”
05:16
(Laughter笑声)
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(笑声)
05:17
"If we are unable无法 to do it,
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“如果我们算不出来,
05:19
don't give us license执照.
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不要给我们发牌照。
05:21
Tell your officers长官 to do it
without a calculator计算器
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让你的官员不要用计算器,
05:25
and see who can calculate计算 faster更快."
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看谁算得更快。”
05:27
(Applause掌声)
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(鼓掌)
05:33
Needless不必要 to say,
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不用说,
05:35
we got the banking银行业 license执照.
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我们拿到了银行牌照。
05:36
(Laughter笑声)
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(笑声)
05:38
(Applause掌声)
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(鼓掌)
05:42
Today今天, more than 100,000
women妇女 are banking银行业 with us
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今天,有10万名女性
在我们银行开了账户,
05:46
and we have more
than 20 million百万 dollars美元 of capital首都.
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我们拥有了超过2千万美金的资本。
05:50
This is all women's女士的 savings,
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这些全是女人的储蓄,
05:52
women妇女 capital首都,
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女人的资金,
05:54
no outside investors投资者
asking for a business商业 plan计划.
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没有外部投资者
要求提供商业计划书。
05:57
No.
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没有。
05:58
It's our own拥有 rural乡村 women's女士的 savings.
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这是我们农村女性的储蓄。
06:00
(Applause掌声)
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(鼓掌)
06:08
I also want to say that yes,
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我也想要说是的,
06:10
after we got the license执照,
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在我们获得银行牌照后,
06:12
today今天 Kantabai坎塔拜 has her own拥有 house
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如今坎塔白已经有了她自己的房子,
06:15
and is staying with her family家庭
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正在跟她的家人住在一起,
06:17
in her own拥有 house
for herself她自己 and her family家庭.
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在她自己的房子里。
06:20
(Applause掌声)
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(鼓掌)
06:26
When we started开始 our banking银行业 operations操作,
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当我们刚开始运营时,
06:28
I could see that our women妇女
were not able能够 to come to the bank银行
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我发现很多我们的女性
并没有时间来银行,
06:31
because they used to lose失去 the working加工 day.
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因为她们白天忙得不可开交。
06:34
I thought if women妇女
are not coming未来 to the bank银行,
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我想如果女性不能够来银行,
06:36
bank银行 will go to them,
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银行可以去找她们,
06:38
and we started开始 doorstep门阶 banking银行业.
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于是我们开始了上门银行服务。
06:41
Recently最近, we starting开始 digital数字 banking银行业.
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最近,我们开始了电子银行。
06:44
Digital数字 banking银行业 required需要
to remember记得 a PIN number.
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电子银行要求人们记住一个密码。
06:47
Our women妇女 said,
"We don't want a PIN number.
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我们的女性用户说:
“我们不要密码。
06:51
That's not a good idea理念."
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这不是个好主意。”
06:53
And we tried试着 to explain说明 to them
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我们试图给她们解释
06:54
that maybe you should
remember记得 the PIN number;
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你们应该要有个密码;
06:57
we will help you
to remember记得 the PIN number.
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我们也会帮你记住你的密码。
06:59
They were firm公司.
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她们仍然坚持。
07:00
They said, "suggest建议 something else其他,"
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她们说:“想想别的方法,”
07:02
and they --
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她们——
07:04
(Laughter笑声)
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(笑声)
07:06
and they said, "What about thumb拇指?"
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她们说:“拇指怎样?”
07:10
I thought that's a great idea理念.
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我觉得这个是个好主意。
07:12
We'll link链接 that digital数字 banking银行业
with biometric生物识别,
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我们将把电子银行跟生物识别技术
联系起来,
07:16
and now women妇女 use the digital数字
financial金融 transaction交易
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现在女性可以通过指纹进行
07:19
by using运用 the thumb拇指.
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电子金融交易。
07:21
And you know what they said?
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你们知道她们怎么说吗?
07:24
They said, "Anybody任何人
can steal my PIN number
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她们说:“任何人都可以偷我的密码,
07:26
and take away my hard-earned辛苦赚来的 money,
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拿走我辛苦赚的钱,
07:28
but nobody没有人 can steal my thumb拇指."
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但没人能偷走我的手指。”
07:30
(Applause掌声)
154
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(鼓掌)
07:34
That reinforced加强 the teaching教学
which哪一个 I have always learned学到了 from women妇女:
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这强化了我从女性身上学到的认识:
07:39
never provide提供 poor较差的 solutions解决方案
to poor较差的 people.
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不要为穷人提供糟糕的解决方案。
07:43
They are smart聪明.
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她们是聪明人。
07:45
(Applause掌声)
158
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(鼓掌)
07:53
A few少数 months个月 later后来,
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几个月后,
07:55
another另一个 woman女人 came来了 to the bank银行 --
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另一位女性来到银行——
07:57
Kerabai喀拉拜.
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喀拉白。
07:58
She mortgaged抵押 her gold and took the loan贷款.
162
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她抵押她的金条贷了款。
08:02
I asked Kerabai喀拉拜, "Why are you
mortgaging抵押 your precious珍贵 jewelry首饰
163
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我问喀拉白:
“你为什么要抵押你的珍贵珠宝
08:06
and taking服用 a loan贷款?"
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贷款?”
08:08
Kerabai喀拉拜 said, "Don't you realize实现
that it's a terrible可怕 drought干旱?
165
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喀拉白说:“你没意识到现在的干旱
很可怕吗?
08:12
There's no food餐饮 or fodder饲料 for the animals动物.
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动物没有食物和饲料了。
08:16
No water.
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没有水了。
08:17
I'm mortgaging抵押 gold to buy购买
food餐饮 and fodder饲料 for my animals动物."
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我抵押金条来为我的家畜
购买食物和饲料。”
08:21
And then she asks me,
"Can I mortgage抵押 gold and get water?"
169
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然后她问我:“我能抵押金条
来获取水吗?”
08:26
I had no answer回答.
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我答不上来。
08:28
Kerabai喀拉拜 challenged挑战 me:
"You're working加工 in the village
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喀拉白问我我:
“你在这个村庄
08:32
with women妇女 and finance金融,
172
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与女性和金融一起工作,
08:33
but what if one day there's no water?
173
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但如果有一天这里没水了呢?
08:37
If you leave离开 this village,
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如果你离开这个村庄,
你打算和谁一起做金融业务呢?”
08:38
with whom are you going to do banking银行业?"
175
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1880
08:41
Kerabai喀拉拜 had a valid有效 question,
176
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喀拉白问了这个实实在在的问题,
08:44
so in this drought干旱,
177
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所以在这场大旱中,
08:45
we decided决定 to start开始
the cattle黄牛 camp in the area.
178
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我们决定在这个地区
开设养牛的营地。
08:49
It's where farmers农民 can bring带来
their animals动物 to one place地点
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在那里,农民可以把她们的牲畜带来
08:53
and get fodder饲料 and water.
180
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获得饲料和水。
08:57
It didn't rain.
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天没有下雨。
08:58
Cattle黄牛 camp was extended扩展 for 18 months个月.
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养牛营延长到了18个月。
09:01
Kerabai喀拉拜 used to move移动 around
in the cattle黄牛 camp
183
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喀拉白过去常常在牛营中到处走动,
09:05
and sing the songs歌曲 of encouragement鼓励.
184
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唱着鼓励的歌谣。
09:08
Kerabai喀拉拜 became成为 very popular流行.
185
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喀拉白变得非常受欢迎。
09:10
It rained下雨 and cattle黄牛 camp was ended结束,
186
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终于下雨了,
而养牛营也结束了,
09:14
but after cattle黄牛 camp ended结束,
187
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但在养牛营结束后,
09:16
Kerabai喀拉拜 came来了 to our radio无线电 --
188
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喀拉白来到我们的电台——
09:18
we have community社区 radio无线电
189
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1936
我们有社区电台,
09:20
which哪一个 has more than 100,000 listeners听众.
190
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拥有超过10万名听众。
09:23
She said, "I want to have
a regular定期 show显示 on the radio无线电."
191
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她说:“我想要在电台上
做常规节目。”
09:28
Our radio无线电 manager经理 said,
"Kerabai喀拉拜, you cannot不能 read and write.
192
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我们的电台主管说:
“喀拉白,你不会读和写。
09:32
How will you write the script脚本?"
193
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你怎么写稿子?”
09:34
You know what she replied回答?
194
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你知道她怎么回复吗?
09:36
"I cannot不能 read and write,
195
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“我不能读写,
09:38
but I can sing.
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但我会唱。
09:39
What's the big deal合同?"
197
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有什么大不了?”
09:40
(Laughter笑声)
198
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(笑声)
09:42
And today今天,
199
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今天,
09:43
Kerabai喀拉拜 is doing a regular定期 radio无线电 program程序,
200
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喀拉白正在做一个常规的广播节目,
09:47
and not only that,
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不仅如此,
09:48
she's become成为 a famous著名 radio无线电 jockey骑师
202
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她成为了著名的广播节目主持人,
09:51
and she has been
invited邀请 by all of the radios收音机,
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被所有的电台邀请过,
09:54
even from Mumbai孟买.
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甚至有孟买的电台。
09:55
She gets得到 the invitation请帖
and she does the show显示.
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她应邀去做了节目。
09:58
(Applause掌声)
206
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5376
(鼓掌)
10:04
Kerabai喀拉拜 has become成为 a local本地 celebrity名人.
207
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喀拉白已经成为当地的名人。
10:06
One day I asked Kerabai喀拉拜,
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一天,我问喀拉白。
10:08
"How did you end结束 up singing唱歌?"
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“你是怎么学会唱歌的?”
10:11
She said, "Shall I tell you the real真实 fact事实?
210
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她说:“我可以告诉你真相吗?
10:14
When I was pregnant with my first child儿童,
211
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当我怀着我的第一个孩子时,
10:17
I was always hungry饥饿.
212
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我总是很饿。
10:19
I did not have enough足够 food餐饮 to eat.
213
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1936
我没有足够的东西吃。
10:21
I did not have enough足够 money to buy购买 food餐饮,
214
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我不够钱买食物,
10:24
and so to forget忘记 my hunger饥饿,
I started开始 singing唱歌."
215
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4000
于是为了忘记我的饥饿,
我开始唱歌。”
10:28
So strong强大 and wise明智的, no?
216
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多么坚强和聪明,不是吗?
10:32
I always think that our women妇女
overcome克服 so many许多 obstacles障碍 --
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我总在想我们的女性
克服了如此多的障碍——
10:36
cultural文化, social社会, financial金融 --
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来自文化,社会,财务——
10:39
and they find out their ways方法.
219
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她们找到了自己的方法。
10:43
I would like to share分享 another另一个 story故事:
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我想要分享另一个故事:
10:45
Sunita苏尼塔 Kamble坎布.
221
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萨尼塔·坎波。
10:47
She has taken采取 a course课程
in a business商业 school学校,
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她在商学院学习了一门课程,
10:51
and she has become成为 a veterinary兽医 doctor医生.
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她已经成为了一名兽医。
10:54
She's Dalit达利特;
224
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她是达利特;
10:55
she comes from an untouchable碰不得 caste种姓,
225
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2096
她来自一个贱民阶层,
10:57
but she does artificial人造
insemination授精 in goats山羊.
226
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3200
但她能对山羊做人工授精。
11:01
It is a very male-dominated男性占主导地位 profession职业
227
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2456
这本是一个男性主导的职业,
11:04
and it is all the more
difficult for Sunita苏尼塔
228
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对萨尼塔而言就更难了,
11:06
because Sunita苏尼塔 comes
from an untouchable碰不得 caste种姓.
229
654840
2496
因为她来自贱民阶层。
但她工作非常努力。
11:09
But she worked工作 very hard.
230
657360
1656
11:11
She did successful成功
goat山羊 deliveries交付 in the region地区
231
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4456
她在该地区成功地进行了
山羊的分娩,
11:15
and she became成为 a famous著名 goat山羊 doctor医生.
232
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2200
并成为了一位非常知名的山羊医生。
11:18
Recently最近, she got a national国民 award.
233
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2400
最近她获得了国家大奖。
11:22
I went to Sunita's苏尼塔的 house to celebrate庆祝 --
234
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3256
我前往萨尼塔家中庆祝,
11:25
to congratulate祝贺 her.
235
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去祝贺她。
11:26
When I entered进入 the village,
236
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当我来到村庄,
11:28
I saw a big cutout剪下 of Sunita苏尼塔.
237
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我看到一个萨尼塔的画报模型。
11:31
Sunita苏尼塔 was smiling微笑 on that picture图片.
238
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2296
萨尼塔在画中微笑着。
11:33
I was really surprised诧异
to see an untouchable碰不得,
239
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3496
我非常的惊讶,
当看到一个来自
11:36
coming未来 from the village,
240
684880
1496
山村的贱民阶层的人,
11:38
having a big cutout剪下
at the entrance入口 of the village.
241
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2720
可以在村庄的入口有一副大的剪贴画。
11:41
When I went to her house,
242
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当我来到她家,
11:43
I was even more amazed吃惊
243
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我更加惊奇地看到
11:45
because upper caste种姓 leaders领导者 --
244
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因为高级种姓的领导人们,
11:47
men男人 -- were sitting坐在
in the house, in her house,
245
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2736
男人们——正坐在她家中,
11:50
and having chai and water,
246
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2336
喝茶喝水,
11:53
which哪一个 is very rare罕见 in India印度.
247
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2016
这在印度非常少见。
11:55
Upper caste种姓 leaders领导者
do not go to an untouchable's不可触及的 house
248
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高种姓领导一般不会去贱民家中
11:57
and have chai or water.
249
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喝茶喝水。
11:59
And they were requesting请求 her
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他们在邀请她
12:01
to come and address地址
the gathering搜集 of the village.
251
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去参加村庄的聚会。
12:05
Sunita苏尼塔 broke打破 centuries-old百年历史
caste种姓 conditioning空调 in India印度.
252
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萨尼塔打破了印度几个世纪来的
种姓制度。
12:11
(Applause掌声)
253
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(鼓掌)
12:17
Let me come to what
the younger更年轻 generations do.
254
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让我们看看年轻一代在做什么。
12:21
As I'm standing常设 here --
255
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我站在这里——
12:22
I'm so proud骄傲 as I stand here,
256
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我非常自豪我能站在这里,
12:25
from Mhaswad马什瓦德 to Vancouver温哥华.
257
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2000
从姆哈斯瓦德到温哥华。
12:28
Back home, Sarita萨里塔 Bhise比塞 --
258
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在家乡,萨里塔·博伊西 ——
12:31
she's not even 16 years年份 old.
259
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她还不到16岁。
12:34
She's preparing准备 herself她自己 --
260
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她正在——
12:36
she's a part部分 of our sports体育 program程序,
261
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她是我们体育项目的一份子,
12:38
Champions'冠军 ' program程序.
262
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1320
准备冠军比赛。
12:40
She's preparing准备 herself她自己
to represent代表 India印度 in field领域 hockey曲棍球.
263
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4016
她正在准备代表印度
参加曲棍球比赛。
12:44
And you know where she's going?
264
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你知道她要去哪吗?
12:47
She's going to represent代表
in 2020 Olympics奥运会, Tokyo东京.
265
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她要去参加2020年东京奥运会。
12:52
(Applause掌声)
266
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5256
(鼓掌)
12:58
Sarita萨里塔 comes from
a very poor较差的 shepherd牧羊人 community社区.
267
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萨里塔来自非常贫穷的牧羊人社区。
13:01
I am just -- I couldn't不能 be
more proud骄傲 of her.
268
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我真是,最为她感到骄傲。
13:06
There are millions百万 of women妇女
like Sarita萨里塔, Kerabai喀拉拜, Sunita苏尼塔,
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像萨里塔、喀拉白和萨尼塔
这样的女性有成千上万,
13:11
who can be around you also.
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2016
她们可能就在你身旁。
13:13
They can be all over the world世界,
271
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她们可能分布于全球各地,
13:15
but at first glance一瞥 you may可能 think
that they do not have anything to say,
272
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第一眼,
你会觉得她们没啥好说的,
13:20
they do not have anything to share分享.
273
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她们没啥好分享的。
13:22
You would be so wrong错误.
274
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你就大错特错了。
13:24
I am so lucky幸运 that I'm working加工
with these women妇女.
275
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我很幸运能和这些女性一起工作。
13:28
They are sharing分享 their stories故事 with me,
276
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她们一直跟我分享她们的故事,
13:31
they are sharing分享 their wisdom智慧 with me,
277
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她们与我一直分享智慧,
13:33
and I'm just lucky幸运 to be with them.
278
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我真是如此幸运能够跟她们一起。
13:38
20 years年份 before --
279
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1360
20年前,
13:40
and I'm so proud骄傲 --
280
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我非常自豪,
13:42
we went to Reserve保留 Bank银行 of India印度
281
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我们来到印度储备银行
13:44
and we set up the first
rural乡村 women's女士的 bank银行.
282
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2680
开设了第一家农村妇女银行。
13:47
Today今天 they are pushing推动 me
to go to National国民 Stock股票 Exchange交换
283
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如今,她们推动我
来到印度国家证券交易所
13:51
to set up the first fund基金 dedicated专用
to micro rural乡村 women妇女 entrepreneurs企业家.
284
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5776
设立首个专门针对
农村妇女企业家的基金。
13:57
They are pushing推动 me to set up
285
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2536
她们推动我去设立
14:00
the first small finance金融
women's女士的 bank银行 in the world世界.
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3120
世界上首个女性小型金融银行。
14:04
And as one of them said,
287
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1776
正如其中一位说的,
14:06
"My courage勇气 is my capital首都."
288
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“我的勇气就是我的资本。”
14:08
And I say here,
289
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我在这里说,
14:10
their courage勇气 is my capital首都.
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她们的勇气是我的资本。
14:13
And if you want,
291
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如果你们想,
14:15
it can be yours你的 also.
292
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也可以是你的资本。
14:17
Thank you.
293
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谢谢。
14:18
(Applause掌声)
294
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(鼓掌)
Translated by jacks jun
Reviewed by Zheng Charon

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ABOUT THE SPEAKER
Chetna Gala Sinha - Banker, social entrepreneur
Chetna Gala Sinha is the founder and chair of the Mann Deshi Bank, aimed at the needs of rural women micro-entrepreneurs in India.

Why you should listen

Chetna Gala Sinha is a passionate listener who respects risk-takers -- which makes her a powerful force in the banking world. A longtime activist and farmer, in 1997 she set up the Mann Deshi Mahila Sahakari Bank, India's first bank for and by rural women. Today, the Mann Deshi Bank has 90,000 account holders, manages business of more than Rs. 150 crores (or 22 million dollars) and regularly creates new financial products to support the needs of female micro-entrepreneurs. In 2006, Sinha founded the first business school for rural women in India, and in 2013, she launched a toll-free helpline and the first Chambers of Commerce for women micro-entrepreneurs in the country. In 2012, she set up a community empowerment program for farmers that supports water conservation; it has built ten check dams and impacted 50,000 people.

In January 2018, Sinha served as a co-chair of the World Economic Forum in Davos, Switzerland, and in November 2017, she was honored with a leadership award from Forbes India.

More profile about the speaker
Chetna Gala Sinha | Speaker | TED.com

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