Chetna Gala Sinha: How women in rural India turned courage into capital
切特纳·加拉·辛哈: 印度农村的女性如何将勇气转变为资本
Chetna Gala Sinha is the founder and chair of the Mann Deshi Bank, aimed at the needs of rural women micro-entrepreneurs in India. Full bio
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from India whom I've met.
杰出印度女性的故事。
in my journey of my life.
to go to school,
who did extraordinary things
staying and living in India
to work in rural India.
dynamic young farmer-leader
农民领袖相爱,
which did not have running water
and friends were horrified.
to open a saving account.
because I want to buy a plastic sheet
是因为我想在季风来临前
the account of Kantabai.
any loan from the bank.
or grant from the government.
任何补贴或补助。
was to have a safe place
the account of Kantabai,
for women like Kantabai to save?
to Reserve Bank of India.
that we cannot issue a license
members who are nonliterate.
because our women are nonliterate.
所以我们拿不到牌照。
that after working the whole day,
她们目标坚定地
and learn to read and write.
to Reserve Bank of India.
the officer of Reserve Bank,
because we cannot read and write.
你们拒绝发牌照。
because we are nonliterate."
when we were growing,
“我们小时候没有学校,
for our noneducation."
the interest of any principal amount."
without a calculator
women are banking with us
在我们银行开了账户,
than 20 million dollars of capital.
asking for a business plan.
要求提供商业计划书。
for herself and her family.
were not able to come to the bank
并没有时间来银行,
are not coming to the bank,
to remember a PIN number.
"We don't want a PIN number.
“我们不要密码。
remember the PIN number;
to remember the PIN number.
with biometric,
联系起来,
financial transaction
can steal my PIN number
which I have always learned from women:
to poor people.
mortgaging your precious jewelry
“你为什么要抵押你的珍贵珠宝
that it's a terrible drought?
很可怕吗?
food and fodder for my animals."
购买食物和饲料。”
"Can I mortgage gold and get water?"
来获取水吗?”
"You're working in the village
“你在这个村庄
the cattle camp in the area.
开设养牛的营地。
their animals to one place
in the cattle camp
而养牛营也结束了,
a regular show on the radio."
做常规节目。”
"Kerabai, you cannot read and write.
“喀拉白,你不会读和写。
invited by all of the radios,
and she does the show.
I started singing."
我开始唱歌。”
overcome so many obstacles --
克服了如此多的障碍——
in a business school,
insemination in goats.
difficult for Sunita
from an untouchable caste.
goat deliveries in the region
山羊的分娩,
to see an untouchable,
当看到一个来自
at the entrance of the village.
in the house, in her house,
do not go to an untouchable's house
the gathering of the village.
caste conditioning in India.
种姓制度。
the younger generations do.
to represent India in field hockey.
参加曲棍球比赛。
in 2020 Olympics, Tokyo.
a very poor shepherd community.
more proud of her.
like Sarita, Kerabai, Sunita,
这样的女性有成千上万,
that they do not have anything to say,
你会觉得她们没啥好说的,
with these women.
rural women's bank.
to go to National Stock Exchange
来到印度国家证券交易所
to micro rural women entrepreneurs.
农村妇女企业家的基金。
women's bank in the world.
ABOUT THE SPEAKER
Chetna Gala Sinha - Banker, social entrepreneurChetna Gala Sinha is the founder and chair of the Mann Deshi Bank, aimed at the needs of rural women micro-entrepreneurs in India.
Why you should listen
Chetna Gala Sinha is a passionate listener who respects risk-takers -- which makes her a powerful force in the banking world. A longtime activist and farmer, in 1997 she set up the Mann Deshi Mahila Sahakari Bank, India's first bank for and by rural women. Today, the Mann Deshi Bank has 90,000 account holders, manages business of more than Rs. 150 crores (or 22 million dollars) and regularly creates new financial products to support the needs of female micro-entrepreneurs. In 2006, Sinha founded the first business school for rural women in India, and in 2013, she launched a toll-free helpline and the first Chambers of Commerce for women micro-entrepreneurs in the country. In 2012, she set up a community empowerment program for farmers that supports water conservation; it has built ten check dams and impacted 50,000 people.
In January 2018, Sinha served as a co-chair of the World Economic Forum in Davos, Switzerland, and in November 2017, she was honored with a leadership award from Forbes India.
Chetna Gala Sinha | Speaker | TED.com