Chetna Gala Sinha: How women in rural India turned courage into capital
Chetna Gala Sinha: Kako so ženske v ruralni Indiji pogum spremenile v kapital
Chetna Gala Sinha is the founder and chair of the Mann Deshi Bank, aimed at the needs of rural women micro-entrepreneurs in India. Full bio
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from India whom I've met.
iz Indije, ki sem jih spoznala.
in my journey of my life.
to go to school,
priložnosti hoditi v šolo,
who did extraordinary things
naredile nenavadne, izjemne stvari
staying and living in India
v ruralni Indiji.
to work in rural India.
pravice do vrnitve zemlje,
dynamic young farmer-leader
dinamičnega vodjo mladih kmetov,
which did not have running water
ki ni imela tekoče vode
and friends were horrified.
moja družina in prijatelji zgroženi.
to open a saving account.
odprla varčevalni račun.
because I want to buy a plastic sheet
rada kupila plastično ponjavo,
družino pred dežjem."
prihraniti 10 rupij -
the account of Kantabai.
Kantabai odpreti račun.
any loan from the bank.
or grant from the government.
ali vladno štipendijo.
was to have a safe place
the account of Kantabai,
noče Kantabai odpreti računa,
for women like Kantabai to save?
nudila priložnost za varčevanje?
to Reserve Bank of India.
pri banki Reserve Bank of India.
that we cannot issue a license
da ne more izdati dovoljenja
members who are nonliterate.
ki so nepismeni.
because our women are nonliterate.
ker so naše ženske nepismene.
that after working the whole day,
da so po tem, ko so cel dan delale,
and learn to read and write.
in se učile brati in pisati.
to Reserve Bank of India.
v Reserve Bank of India.
the officer of Reserve Bank,
because we cannot read and write.
ker ne znamo brati in pisati.
because we are nonliterate."
ker smo nepismene.
when we were growing,
for our noneducation."
za naše pomanjkanje izobrazbe."
the interest of any principal amount."
obresti za katero koli vsoto."
without a calculator
naj sami to storijo brez računal,
izračunal."
women are banking with us
več kot 100 000 žensk
than 20 million dollars of capital.
dolarjev kapitala.
asking for a business plan.
ki zahtevajo poslovni načrt.
for herself and her family.
were not able to come to the bank
niso mogle priti v banko,
are not coming to the bank,
ne pridejo v banko,
z digitalnim bančništvom.
to remember a PIN number.
da si človek zapomni PIN številko.
"We don't want a PIN number.
"Nočemo PIN številke.
remember the PIN number;
morale zapomniti PIN številko;
to remember the PIN number.
zapomniti si PIN številko.
with biometric,
bomo povezali z biometričnim
financial transaction
digitalne finančne transakcije
can steal my PIN number
ukrade mojo PIN številko
which I have always learned from women:
ki sem se ga naučila od žensk:
to poor people.
rešitev revnim ljudem.
in vzela posojilo.
mortgaging your precious jewelry
zastavila svoj dragoceni nakit
that it's a terrible drought?
kako strašna suša je?
food and fodder for my animals."
hrano in krmo za živino."
"Can I mortgage gold and get water?"
"Ali lahko zastavim zlato in dobim vodo?"
"You're working in the village
the cattle camp in the area.
za živino v tem področju.
their animals to one place
pripeljejo svoje živali
in the cattle camp
a regular show on the radio."
imela svojo redno oddajo."
"Kerabai, you cannot read and write.
"Kerabai, ne znaš brati in pisati.
invited by all of the radios,
and she does the show.
da bi si kupila hrano,
I started singing."
da bi pozabila na lakoto."
overcome so many obstacles --
premagajo toliko ovir,
in a business school,
insemination in goats.
difficult for Sunita
from an untouchable caste.
goat deliveries in the region
pri rojstvih koz v svoji regiji
to see an untouchable,
ko sem videla nedotakljivo
at the entrance of the village.
svojo kartonasto sliko.
in the house, in her house,
do not go to an untouchable's house
v hiše nedotakljivih
the gathering of the village.
caste conditioning in India.
kastno pogojevanje v Indiji.
the younger generations do.
to represent India in field hockey.
Indijo v hokeju na travi.
in 2020 Olympics, Tokyo.
na olimpijskih igrah leta 2020.
a very poor shepherd community.
pastirske skupnosti.
more proud of her.
bolj ponosna nanjo.
like Sarita, Kerabai, Sunita,
Kerabai, Sunita,
that they do not have anything to say,
da nimajo česa povedati,
with these women.
rural women's bank.
ženske banke.
to go to National Stock Exchange
naj grem na nacionalno borzo
to micro rural women entrepreneurs.
mikro ruralnim podjetnicam.
women's bank in the world.
za financiranje v majhnem obsegu.
ABOUT THE SPEAKER
Chetna Gala Sinha - Banker, social entrepreneurChetna Gala Sinha is the founder and chair of the Mann Deshi Bank, aimed at the needs of rural women micro-entrepreneurs in India.
Why you should listen
Chetna Gala Sinha is a passionate listener who respects risk-takers -- which makes her a powerful force in the banking world. A longtime activist and farmer, in 1997 she set up the Mann Deshi Mahila Sahakari Bank, India's first bank for and by rural women. Today, the Mann Deshi Bank has 90,000 account holders, manages business of more than Rs. 150 crores (or 22 million dollars) and regularly creates new financial products to support the needs of female micro-entrepreneurs. In 2006, Sinha founded the first business school for rural women in India, and in 2013, she launched a toll-free helpline and the first Chambers of Commerce for women micro-entrepreneurs in the country. In 2012, she set up a community empowerment program for farmers that supports water conservation; it has built ten check dams and impacted 50,000 people.
In January 2018, Sinha served as a co-chair of the World Economic Forum in Davos, Switzerland, and in November 2017, she was honored with a leadership award from Forbes India.
Chetna Gala Sinha | Speaker | TED.com